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An Individual Retirement Account (IRA) is a savings account that offers tax breaks to encourage saving for retirement.

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There are four types of IRAs: traditional, Roth, SEP, and SIMPLE.. Individual Retirement Account (IRA): What It Is, 4 Types Is a traditional IRA and a 401K the same? The main difference between a traditional IRA and a 401K is that a 401K is an employer-sponsored retirement savings plan, while a traditional IRA is an … Read more

Definition Historical Volatility (HV).

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Historical volatility is a measure of how much a security’s price has fluctuated over a certain period of time. It is calculated by taking the standard deviation of the security’s price over the specified time period. The higher the historical volatility, the more the security’s price has fluctuated over the time period. This can be … Read more