Margaretha 
A Chartered Wealth Manager (CWM) is a professional designation granted by the Institute of Chartered Wealth Managers (ICWM) to individuals who meet the organization’s educational and experience requirements. The CWM designation is recognized internationally and is considered to be one of the highest standards in the wealth management industry. To become a CWM, candidates must … Read more
A collateral trust bond is a type of debt security that is backed by a pool of assets, which are held in trust by a third party. The assets in the trust are used as collateral for the bond, and the trustee is responsible for managing the trust and ensuring that the assets are used … Read more
The Gross Operating Surplus is an economic concept that includes payments to property, the remuneration of employers and payments for non-salaried labor (if any). This type of surplus, which in the macronomía Usually used as a measure of profitability, it reflects property income (interest, royalties …), company income and the corresponding Capital Consumption. Let's analyze … Read more
