Tiena 
An underwriting cycle is the period of time during which an insurance company experiences changes in the profitability of its business. The underwriting cycle is typically divided into four phases: hard market, soft market, turn, and flat. The hard market phase is characterized by high insurance premiums and low policyholder demand. This phase is typically … Read more
The consumer staples definition is the sector of the economy that produces and sells items that are considered essential for everyday life. This sector includes businesses that produce and sell food, beverages, personal care products, and other household items. The consumer staples sector is often considered to be a defensive sector, as stocks in this … Read more
The concept of liability refers to the set of debts that a has. Thus, the liability is collected in the situation balance of any entity and therefore is the result of those obligations of the company that have been the result of its financial activity. In these cases, the accounting liability refers to the financing … Read more
