Vernice

What Is a Commercial and Industrial (C&I) Loan?

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A commercial and industrial (C&I) loan is a type of loan that is typically used to finance the purchase of equipment, inventory, or real estate. C&I loans are usually made to businesses, rather than individuals. C&I loans typically have shorter terms than other types of loans, such as residential mortgages. They may also have higher … Read more

What Is Regulatory Risk?

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According to Investopedia, regulatory risk is “the possibility that a change in government regulations will have a negative effect on a company’s profitability.” In other words, it is the risk that a company will face when government regulations change in a way that negatively impacts the company’s business model or operations. There are a number … Read more