The cash-on-cash yield is a metric used to assess the profitability of a real estate investment. It is calculated by dividing the annual cash flow from the investment by the total amount of cash invested. For example, if an investor purchases a property for $100,000 and receives $10,000 in annual cash flow from the investment, … Read more
In macroeconomics, contraction refers to a period of negative economic growth, characterized by a decrease in gross domestic product (GDP), typically accompanied by a rise in unemployment. A contraction is typically considered to be a recession, although there is no officially recognized definition of a recession in most countries. Are we in a contractionary period? … Read more
An interest rate gap is the difference between the interest rates that a financial institution pays on its liabilities and the interest rates that it earns on its assets. The interest rate gap is a key metric for assessing a financial institution’s interest rate risk. A financial institution’s interest rate risk is the risk that … Read more
The phrase “re-aging debt” refers to the process of changing the reported date of first delinquency on a consumer’s credit report. This can be done by the creditor themselves or through the use of a debt management company. The goal of re-aging debt is to improve the consumer’s credit score, making it easier for them … Read more
Zakat: The Rules for One of the Five Pillars of Islam What is the fifth pillar of Islam called? The fifth pillar of Islam is called Hajj and it is the pilgrimage to Mecca. What is the role of Zakat in the social development of society? Zakat is a form of giving that is mandated … Read more
A subsidiary bank is a bank that is owned by another bank. The parent bank may be either a domestic bank or a foreign bank. The subsidiary bank may be located in the same country as the parent bank or in a different country. The term “subsidiary bank” is used to distinguish between banks that … Read more
Form 211: Application for Award for Original Information How do you report fraud to the IRS? The United States Department of the Treasury has a division called the Financial Crimes Enforcement Network (FinCEN), which is responsible for combating domestic and international money laundering, terrorist financing, and other financial crimes. If you suspect that someone has … Read more
The term “Understanding Satellite Operations” encompasses a vast and ever-growing body of knowledge. It includes understanding the physics of how satellites work, the engineering and design principles used to build them, the business models used to finance and operate them, and the regulatory environment in which they operate. The satellite industry is constantly evolving, and … Read more
A climax is a point in time at which the price of a security reaches its highest level in a given trading period. A bullish climax is typically marked by a sharp increase in price followed by a rapid decline, while a bearish climax is typically marked by a sharp decline in price followed by … Read more
A speculative stock is a stock that is considered to be risky, but which also has the potential for high returns. Speculative stocks are usually those of small, young companies that are not yet profitable, but which have high growth potential. Investing in speculative stocks is a risky proposition, but it can also be a … Read more
