Cash Advance Limits
- American Express offers cash advances up to a set limit.
- Your cash advance limit is generally lower than your overall credit limit.
Finding Your Cash Advance Limit
To find your cash advance limit, check your monthly statements or call customer service. Use the ATM locator to find eligible ATMs.
Accessing Your Cash Advance
- Check monthly statements to find out the number.
- Call the customer service line for American Express at (800) 528-4800.
- The amount you can withdraw depends on your spending habits.
To get a cash advance on your Aspire Card, withdraw cash from an ATM, enter your PIN, and select the amount. You can also purchase a money order or cashier’s check.
Managing Cash Advances
- Pay off cash advances quickly to minimize interest charges.
- Review your statement for repayment details.
My first Amex card had a $1,000 cash advance limit. Is this standard or based on income and usage?
Fees and Rates
- Cash advance fees often range from 3% to 5%.
- The APR is typically higher.
- Compare options to find the best rates.
Understanding Cash Advances
A cash advance borrows money against your available credit, acting as a short-term loan. Understand the costs before getting one.