Importance of Insurance in Running a Food Business
Selling food from home can be a great way to make money from your passion. But you need insurance to protect yourself and your customers. Food hygiene certification isn’t compulsory but recommended. Protects your home bakery too if someone gets sick from your goods. Consider market, goals, competition to decide pathway. Documents required include ID and address proof.
How to Register and Insure a Food Business in the UK
In the UK, register your food business through the government website for free. This needs to be done 28 days before selling. You require insurance such as general liability to cover third party bodily injury and property damage claims. Product liability protects against claims if someone gets injured from your food. Public liability covers compensation claims from customers, suppliers or passersby. Protection is crucial due to the risks associated with selling perishable goods.
Starting a Food Business from Home: Pathways and Insurance Needs
Passion for cooking and a flair for business means starting a food business from home today. Catering from home or selling baked goods online are some pathways to take. Workers’ compensation covers medical and lost expenses for injured employees too. Employers liability insures can help if your business grows.