Can I Add My Business Name to My Personal Checking Account? Can I Mix Personal & Business Accounts?

If you are a sole proprietorship, you may add your business name to your personal checking account. However, corporations and LLCs must have separate business accounts.
A DBA (doing business as) name is a registered name for various business structures including sole proprietorships.
As a sole proprietor, you can legally transfer money between personal and business accounts. When first opening a corporation, you typically fund it by writing a check from your personal account.
To pay yourself income as a single-member LLC, you make an owner’s draw. Your single-member LLC is a “disregarded entity” for tax purposes.
Small business owners can deposit checks written to their personal name into personal accounts. For checks written to a business name, banks require safeguards to prevent fraud.

How to Handle Business Checks

If you lack a business account, cashing business checks can be challenging. Options are adding your business name to your personal account, cashing the check at the issuing bank, or opening a business account.
Can I deposit a check with my business name into my personal account? Banks require safeguards to prevent fraud and reduce liability.
To deposit a check via smartphone, check your bank’s app supports your device.

Can I add my business to my personal bank account? Sole proprietors may legally use personal accounts for business. However, corporations and LLCs require separate business accounts to limit liability.
When first forming an LLC or corporation, business owners often fund the entity by writing a check from a personal account. To pay yourself income as a single-member LLC, you make an owner’s draw. As a "disregarded entity" for taxes, your single-member LLC mixes with your personal returns.
Opening a business account requires paperwork like a DBA certificate from your county clerk and an EIN from the IRS. These safeguards aim to prevent fraud. While depositing business checks into personal accounts seems convenient, it carries risks. Exploring options like opening a business account or using check cashing services can mitigate those risks.