What Insurance Does a Riding Instructor Need?

Liability Insurance for Equestrian Professionals

When you are a stable owner, horse instructor or riding trainer, you need proper liability insurance in case someone gets injured. Liability insurance protects equestrian professionals against liability claims for property damage or bodily injury. It is a key requirement.

Types of Insurance for Riding Instructors and Horse Trainers

Options provided by insurance for riding instructors and horse trainers include: professional liability insurance; horse mortality and surgery insurance; coverage for boarding, breeding, clinics, therapy, shows, and more.

Why Insurance Is Essential

Horses and people can be unpredictable. If someone gets hurt or property damaged, you could be liable. Accidents that could occur include injury from bucks, kicks, falls; loose horses causing vehicle accidents; and more.

Horse Rider Insurance Information

What is horse rider insurance?

It is insurance that provides coverage for riders in case they get injured while riding or handling horses.

Types of Horse Rider Insurance

  • Personal accident insurance which covers medical bills, lost wages.
  • Liability insurance which covers damage to others’ property.
  • Horse insurance which covers illness, injury or death of the horse including veterinary fees.

Additional Coverage

Additional optional coverage is also available such as coverage for boarding, breeding, clinics, therapy, shows, and more.

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