Why Does an Artist Need Public Liability Insurance?

Why Artists Need Liability Insurance

Artists need insurance to protect their work and limit liability. You need public liability insurance for activities involving the public, like workshops, residencies, and commissions. Without it, you’re personally liable for injuries or damage.

Coverage Offered by Public Liability Insurance

This type of insurance covers legal liabilities if you cause injury to people or damage property during professional activities. It helps pay damages, attorney and court fees. Our £5 million policy covers workshops, residencies, displays, and art sales, allowing you to create and sell freely.

Public Liability Insurance for Performers

Public liability insurance is important for performers and artists. It protects from potential financial burdens from accidents or damages during performances. The costs of legal proceedings, compensation claims, and property repairs can be high and severely impact financial stability.

Reasons to Get Public Liability Insurance

  • Protects from accidental bodily injury to the public and damage to third party property
  • Covers injuries you are liable for and accidental damages to the venue or equipment
  • Quick and easy process to obtain

Musicians and Liability Insurance

Musicians need liability and equipment insurance. Even with home insurance, get separate equipment coverage. Business insurance includes liability, employee, and property policies.

Equity Public Liability Insurance

Equity public liability insurance is designed for Equity members. It covers claims during performances or activities and protects from potential liabilities, legal expenses, compensation claims, and costs.

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