Who Is the Largest US Lender?

Largest Mortgage Lenders in America

  • JP Morgan is the largest U.S. lender.
  • Quicken Loans originated $127.6 billion mortgages in 2022, making it the largest mortgage lender.
  • UWM is the largest wholesale mortgage lender for 8 years.
  • Wells Fargo has over 15% market share, making it the top mortgage originator.
  • Guaranteed Rate is a large retail mortgage lender with over 4,000 employees.
  • Quicken Loans is the best overall mortgage lender with competitive rates and easy online applications.

Mortgage Lending in the Housing Industry

  • Mortgage lending is central to the housing industry.
  • The federal government requires financial institutions to submit anonymized reports about mortgages consumers apply for.
  • Large, well-established lenders are worth considering when shopping mortgages.

Largest Lending Agencies in the United States

  • Chase: $2.57 trillion
  • Bank of America: $2.31 trillion
  • Wells Fargo: $1.69 trillion

Conclusion

  • Quicken Loans is the best overall mortgage lender.

Leave a Comment