Insurance for Private Tutors
- Public liability insurance
- Professional indemnity insurance
- Business and equipment insurance
General liability insurance – also called commercial liability insurance, covers a tutoring company’s liabilities for any bodily injuries or damage caused to your property.
Professional indemnity insurance for teachers and private tutors covers against allegations of professional negligence.
The average price of a standard $1,000,000/$2,000,000 General Liability Insurance policy for small tutoring businesses ranges from $27 to $39 per month based on location, size, payroll, sales, and experience.
Tutor Insurance Considerations
- Workers’ compensation insurance
- Opening a tutoring business
- Personal injury cases
Your school may offer free tutoring. Children’s Dyslexia Centers and Club Z Tutoring provide low-cost options.
Public liability insurance can cover property damage or injuries to students while under your supervision. Professional indemnity insurance protects against claims from providing poor advice or incorrect information. Employer’s liability insurance is necessary if you have employees to cover work-related illnesses or injuries.
Tutoring seems low-risk but dangers exist. Protect yourself and your finances with proper insurance. Recommendations here will help safeguard you.