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Amex Gold Card and Building Credit
- The Amex Gold card reports credit limit, account balance, payment history to Experian, TransUnion, Equifax every month.
- Amex provides credit bureaus information to calculate your credit score.
- Amex does report to 3 bureaus. Late/over limit payments affect credit score.
Card Features and Tips
- First 5 authorized user Amex cards have no extra annual fee.
- Adding users with good payment history helps build credit.
- Authorized users earn same rewards, up to 4x points.
Card Comparisons and Alternatives
- Is Amex Gold good for building credit?
- Is there a better card than Amex Gold?
- Considerations when choosing between Amex Gold and Chase Sapphire Preferred® Card.
Amex Gold Card Extras
- Card offers a $250 travel credit.
- Review of benefits like CLEAR and LoungeBuddy credits.
Additional Information
- What credit card do billionaires use?
- Which credit bureaus does AmEx report to?
Reporting Information
- American Express® Gold Card reports to the credit bureaus monthly, within days after the end of a cardholder’s monthly billing period.