The American Express Black Card, also known as the "Black Card," is an exclusive charge card offered to high-net-worth individuals (HNWIs) by invitation only. The card has travel perks and a $10,000 initiation fee. To qualify, one must have an esteemed credit score and meet high annual spending requirements.
Qualifications and Benefits
- To qualify for the American Express Black Card, individuals need an exceptional 800+ credit score, high annual spending, and an invitation from American Express.
- Privileges include travel perks, concierge service, upgrades on flights and hotels, early access to concert tickets, and possibly charter jet services.
American Express Platinum Card Comparison
The American Express Platinum Card serves as a tier below the Black Card, offering similar benefits at a broader availability and lower fees. This card does not have a preset spending limit and is sought after for its dining rewards.
Amex Black Card Limit Inquiry
Individuals who meet the high spending requirements and possess excellent credit ratings may be invited to use the Amex Black Card. This card does not have a preset spending limit and requires full balance payment monthly.
Additional Details
The Centurion® Card from American Express, commonly known as the Amex Black Card, is a charge card issued exclusively by American Express. It caters to high-net-worth individuals, with invited cardholders totaling approximately 20,000 in the United States.