Which bank does Best Buy use?
The Best Buy credit card is issued by Citibank. Best Buy uses Bank of America to process credit and debit card transactions, as well as online payments. Other banks include JP Morgan Chase, Wells Fargo, and U.S. Bank.
What credit score do you need to get a Best Buy Credit Card?
The Best Buy credit card is issued by Citibank. Other banks include JP Morgan Chase, Wells Fargo, and U.S. Bank. Best Buy uses Bank of America to process credit and debit card transactions. It offers 5% back in rewards for regular Best Buy members and 6% back in rewards for Elite Plus members. Cardholders are eligible for special financing deals on Best Buy purchases. Citi mainly uses your Experian credit report for evaluation. The Best Buy Credit Card requires a hard credit pull, usually lowering your score by 5-10 points. You need a credit score of at least 640. Consumers can use the store card in Best Buy retail stores or the company’s website. The 6% rewards Visa Signature card offsets its annual fee if you spend over $1,000 at Best Buy.