Insurance Fraud and Consequences
Insurance companies often discover the truth when an insured person files a claim. Intentionally lying to your insurance company is fraud. At best, you will have to remember your lie. At worst, you could face criminal penalties.
Below, learn more about what private investigators may look for. If you disagree with your adjuster, dispute the outcome. Investigations take patience and perseverance. While insurance adjusters must act in good faith, there have been cases of fraud. So an insurance adjuster could lie to you. It’s important to be vigilant. An insurance fraud case can lead to a prison sentence. You may also be asked to pay a fine. Lying on your application is considered fraud. Your insurance company can drop you from your policy.
Repercussions of Lying to Insurance Company
If you lie to your insurance provider, you could be denied coverage, quoted higher rates, or face penalties like fines or even prison.
Dealing with an Insurance Company
The best way to deal with an insurance company doing this is to hire an attorney.
Legal Aspects of Insurance Companies Spying
Yes, insurance companies may spy on you. However, they do not generally spy on individual policyholders. But, they may investigate claims to prevent insurance fraud or verify the accuracy of information provided on an application.
Spying by Insurance Companies
It is entirely legal for your insurance company to spy on you after you have filed an injury claim. They do this to catch you lying about your injury. If they find you behaving contradicting any injury, they will have grounds to reject your claim.
Where Can Insurance Companies Spy on Me?
An insurance company can ask someone to follow and photograph you in any public area. While you can ask them to leave you alone, you don’t have a legal expectation of privacy. Another place you should expect privacy is visiting your attorney.