What Credit Cards Are Most Widely Accepted?

Most Widely Accepted Credit Cards

Visa and Mastercard are the most widely accepted credit cards globally. Visa is accepted at 44 million merchant locations in over 200 countries and territories, while Mastercard is accepted at 37 million locations in over 210 countries and territories.

Credit Card Benefits

  • The Chase Sapphire Preferred Card offers a generous signup bonus.
  • The Capital One Venture Rewards Credit Card provides a flat rewards rate on purchases.

Visa processes about 60% of US credit and debit card payments. Both Visa and Mastercard have a claim as the most widely accepted credit card.

International Acceptance

Discover and American Express are less widely accepted internationally, with American Express being the least accepted. If an establishment takes credit cards, your Visa or Mastercard will likely work.

Comparative Volume and Acceptance

Although Visa processes the larger share of global payments, Mastercard is accepted in more countries. However, Visa has roughly 7 million more worldwide merchants.

Rewards Cards

  • The Chase Sapphire Preferred Card offers rewards redeemable for travel.
  • The Capital One Venture Rewards Credit Card offers rewards redeemable for various options like hotels and rental cars.

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