Are Gravestones Insured?

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Headstone Damage Responsibility

  • Gravestones are often targeted by pranksters.
  • Reimbursement for damaged gravestones is usually $1,000 to $2,500.
  • Homeowners insurance may cover damaged headstones but not collectibles well.
  • The family is responsible for the headstone.

Pet Insurance Claim Procedures

  • Pet insurance claim timelines vary between companies.
  • Vet bills in the UK must be paid upfront before claiming reimbursement from insurance.

Cemetery and Grave Regulations

  • There is no standard grave depth regulation in the US; New York has no depth requirement.
  • Installing a full monument usually costs $3,000 – $5,000.
  • Standing gravestones over 0.50 meters high are stability tested regularly after frost periods.

Additional Information

  • Homeowners insurance protects the home itself, personal property, liability, and additional living expenses if the home becomes unlivable.
  • It is disrespectful to stand on graves as it disturbs the dead.

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