Does Travel Insurance Cover Travel Agency Collapse? Things Not Covered by Travel Insurance

Travelling outside your home country Medical expenses not associated with a hospital stay Loss of possessions Accidents while using cars or public transportation Pre-existing conditions happened before you had coverage. Most policies exclude pre-existing medical conditions. Disclose any when purchasing or your claim may be denied. Lost luggage and flight delays are generally covered. High … Read more

When Should You Not Write a Business Plan?

When to Write a Business Plan: You should write a business plan six to twelve months after deciding to start a business. Writing a plan in this timeframe increases the probability of success by 8%. Who Needs a Business Plan: You need one if approaching financial institutions for a loan, applying for grants, pitching to … Read more

Is Wayfair Tax Free? The Wayfair Sales Tax Ruling

The United States Supreme Court ruled in South Dakota v. Wayfair, Inc. that states can require out-of-state sellers to collect and remit sales tax on sales even if the seller has no physical presence in the state. This decision overruled previous precedent. Tax-Exempt Entities and Exemptions Customers that are tax-exempt entities can buy certain goods … Read more