Which Insurers Are Not Required to Have a Certificate of Authority? Certificates of Authority in Insurance Business

A Certificate of Authority is required for an insurer to transact insurance business in a state. However, some insurers are exempt from this requirement, such as: Surplus lines insurers, who provide coverage for hard-to-insure risks. They are not directly regulated by states. Reinsurers, when they are transacting reinsurance business authorized by their state of domicile. … Read more

Do Sole Proprietors Get Tax Refunds?

Tax Benefits of a Sole Proprietorship Sole proprietorships benefit from what is known as pass-through taxation. This means that the business itself does not pay taxes separately; instead, the business profits and losses “pass through” to the owner’s personal tax return. The income generated by the sole proprietorship is taxed at the individual’s personal tax … Read more

Do Pressure Washers Make Good Money?

Making Money in Pressure Washing Business In some regions, professionals working with power and pressure washers can expect to earn around $40 to $60 per hour, potentially even more for environmental services. The income group and the city in which you work will also affect your earnings. Starting a Profitable Pressure Washing Business Starting a … Read more

What Are the 6 Types of Spa?

Types of Spas: Day Spa: Basic spa services at reasonable prices without amenities like robes or lockers. Destination Spa: Luxury spas focusing on relaxation, rejuvenation, and healthy lifestyles. Resort Spa: Combination of spas with hotels offering various services. Common Spa Treatments: Massage Therapy: Eases muscle tension and pain, with techniques like Swedish and shiatsu. Facials: … Read more

How Do You Remove Drywall Dust From Concrete?

Cleaning Drywall Dust from Concrete Floors Start by sweeping up excess particles with a broom. Next, use a wet/dry vac to vacuum remaining dust. For stubborn spots, mix warm water with mild dish soap and scrub with a sponge. Mop floor twice to remove all dust. Water is best for dissolving drywall dust since it … Read more