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Budgeting Techniques The 50 30 20 rule is a budgeting technique. It involves dividing your after-tax income into three categories: 50% to needs, 30% to wants, and 20% to savings. Needs are expenses necessary for survival like housing and food. Wants are non-essential expenses. Savings are for investments and financial goals. Using the 50 30 … Read more

Computer-Based Training (CBT) Computer-based training (CBT) is training conducted over a computer using the internet. CBT supplements in-person training when learners need to take a course or assessment. CBT is delivered via a learning management system (LMS) platform formatted for iOS and Android devices. In the 90s, as internet use increased, CBT was delivered online, … Read more

Best-Selling Wooden Items Some of the best wooden items that sell well are wooden signs, wooden pallets, kitchenware, furniture, surfboards, boxes, and picture frames. You can also make significant profits by making and selling chests, which people use for home decoration and to store items. Profitable Woodworking Projects Cutting boards and kitchen utensils Wooden shelves … Read more

A corporate filing provides vital information about a corporation, such as the company name, address, representative details, and business purpose. Filing articles of incorporation is mandatory regardless of the state the corporation is incorporated in to form a legitimate corporation that can legally conduct business. Financial Requirements for Public Corporations Only publicly traded companies on … Read more

Limited Liability Protection for Directors One reason for forming a limited company is the liability protection it provides directors. When forming a limited company, directors benefit from a separation between the company and its shareholders and directors. This establishes a legal entity separate from its owners, shielding directors from personal liability for the company’s debts … Read more

A sole proprietorship is formed when a single owner establishes an unincorporated business and operates that business as an individual. Steps to Start a Sole Proprietorship Choose a business name. File a business certificate with the city or town clerk’s office. Obtain necessary licenses, permits, and zoning clearance. Obtain an Employer Identification Number (EIN). Understanding … Read more

Smartphone Market Overview The smartphone market moves fast. How can you decide the best phone? First, decide between iPhone or Android. Then, consider your budget. Top Phone Contenders 2022 Top phone contenders in 2022 with prices: Premium $1,000+ models have exceptional features. Mid-range models lack some high-end features but cost less. Best Sellers First Half … Read more