Car Window Tinting and Insurance
- Telling Your Insurance Company
- Impact on Premium and Coverage
Tinting may affect your premium or coverage. Illegal mods can void insurance, including tints restricting over 70% light. Tinted windows are a car modification that may cost a lot to repair after an accident. You should inform your insurer even if tinting just the rear glass.
Window Tint Legalities
- Compliance with State Laws
- Effects on Insurance Rates
Quality tint brands like MotoShield and Lexen are recommended. Laws require 75% light through windshields and 70% through front side windows. As long as your tint complies with state laws, most insurers accept it without raising your rates. Tints offer privacy, security, and reduce temperatures. Popular trends include chameleon and white tint.
Tint Tickets in New York
- Fines and Exemptions
- Legality and Impact on Insurance
A tint ticket in New York City costs $25. It can be avoided by paying the fine and showing ownership documents for the vehicle. Medical exemptions are allowed with a physician/optometrist letter stating the tint is medically necessary. Illegal tints can lead to fines ranging from $0 to $150 plus surcharges and fees. Aftermarket films can bypass regulations or can be used to obscure vision into the car.