Introduction to Window Cleaning Insurance
Window cleaning insurance policies can help pay for medical care, lawsuits, and repairs. Window cleaning is one of the most risky professions. Some policies, like workers’ comp, may be required by law. Even if you go through your safety checks and take the proper precautions, some things are inevitably out of your control when owning a window cleaning business.
Understanding Window Cleaning Insurance
Window cleaning insurance is a type of business insurance policy specifically designed for professional window cleaners to protect their businesses from specific risks and liabilities related to their business activities. The cost of insurance for a small window cleaning business working on residential projects typically starts at around $450 for a General Liability Insurance policy with a $2M coverage limit.
Common Questions and Information
- Can I wash windows without a license? If you have a window cleaning company, then it’s salient to get window cleaning insurance. Window washers are at enormous risk when they get up on those scaffolds.
- What insurance does a window cleaner need? Workers’ compensation insurance is required in almost every state for window cleaning businesses that have employees. It can cover medical bills for work-related injuries.
- What are the risks for window cleaners? The work window cleaners do is considerably more risky than being sat behind a desk all day and so you’ll need to be protected appropriately!
Tips for Starting a Window Cleaning Business
- How to Start a Window Cleaning Business? Consider requirements like being physically fit enough to handle the cleaning, knowledge of lifting equipment, and basic numeracy skills.
- How do you name a business in Oregon? Register your business name when forming a business entity with the state of Oregon.
Additional Business Insights
- Is a window cleaning business profitable? The average window cleaner makes $50 to $70 per hour, so just by working four Saturdays a month, you could be bringing in an extra $1,400 to $2,000 next month!