Pop-Up Camper Insurance
A typical pop-up camper is less than 12 feet in length when closed for transport. Expect to pay between $75 and $400 a year for popup camper insurance.
Used campers often cost between $2,000 to $10,000. If you own your RV, you’re only required to carry standard liability insurance, as well as personal injury protection if you live in a no-fault state.
A pop-up camper generally extends to between 15 and 23 feet when opened. Pop-up campers have collapsible walls that allow opening or closing easily and quickly. While pop-up campers can accommodate up to eight people, only larger models include conveniences such as refrigerators and stoves.
Storing and Insuring Your Camper
When storing your camper at a campsite or RV park, you’ll need insurance that covers those locations. Most pop-up camper insurance policies have a one-year term.
Legally, most states don’t require insuring a pop-up camper. However, most lending institutions require maintaining insurance while financing. If renting, insurance will be mandatory as the owner won’t allow taking it on the road without coverage.
Do You Need Insurance for Camper?
Since popup campers are relatively cheap, they’re a great camping option if needing to sleep a family without a large pickup to pull a big trailer. Most states don’t legally require insurance on a pop-up camper. However, lending institutions usually require maintaining some insurance while financing.
Additional Insurance FAQs
- Do you need extra insurance to tow a trailer?
- Does travel trailer insurance cover theft?
- Why is my camper insurance so high?
- What does comprehensive insurance cover on a travel trailer?
- What class is a travel trailer considered?
Summary and Recommendations
Shop around to get multiple quotes and compare coverage levels and pricing so you can find the best deal for your truck camper insurance needs. Properly insuring your truck camper setup is essential for any responsible adventurer.
With years of experience in the industry, I’ve helped countless campers find the right RV insurance coverage for their needs. Trust me to provide you with expert advice and guidance to ensure you have the personal injury protection you need for your camper trailer.
Camper Trailer Protection
The first step in choosing the right camper trailer protection is to determine what kind of coverage you need. Liability-only RV insurance is the most basic coverage and covers damages you may cause to others while using your camper trailer.
Pop-Up Campers Overview
A pop-up camper is a type of towed recreational vehicle that can be collapsed for easy storage and transport. When set up, this type of trailer provides a large amount of interior space when compared to its size when collapsed. Its relatively affordable price makes it a popular choice for some RVers and its small size contributes to easier towing than many other types of RVs.
Features and Advantages of Pop-Up Campers
A conventional pop-up consists of a trailer frame, a box, a hard roof, pull-out bunks, and "soft" walls made of vinyl, canvas, or a similar material. Basic popups usually include fold-down dinette, on-board fresh water tank, sink, 12-volt DC power system, interior DC lighting, two sleeping bunks, and storage cabinets.
Pop up Trailer. A pop-up travel trailer is an excellent alternative to tent camping in that it lets you sleep in a residential-style bed while being off the ground and more out of the weather. Pop-Up campers, also known as fold-down trailers make for a great first option for inexperienced RV owners due to their small size and ease of towing.
Benefits of Pop-Up Campers
The main idea behind a pop-up camper is to create an easily towed RV that offers a fun camping experience because of the living space expansion when the camper is in “full bloom”. Pop-up campers are generally considered RVs, as the definition of an RV covers motorhomes and trailers with home amenities.