Protect your tour guide business with insurance. Tour guides need general liability insurance and professional liability insurance. Imagine poor weather threatens to cancel a tour. Despite the warning, you continue the tour. A flash of rain douses the group. Two members collide when trying to find cover. Both hold you responsible for medical bills and negligence for continuing despite the forecast.
Professional walking tour guides provide sight-seeing experiences while sharing intimate perspectives that entertain and educate. We know the insurance needs of this industry and why tour guides require protection. General liability insurance helps if guests get injured or allege false advertising.
Tour guides can be liable if a client is injured or alleges unsatisfactory service. Public liability insurance helps cover legal costs and compensate affected parties. Moreover, authorities and tour operators often require guides have this coverage.
Navigating Travel Insurance
Travel insurance for tours covers more than just trip disruptions and medical emergencies. If you must cancel due to an unexpected situation, you may forfeit nonrefundable deposits without proper insurance. "Suppliers often take a hard line regarding refunds, regardless of circumstances," says Daniel Durazo of Allianz Travel Insurance.
Local governments frequently require tour companies carrying passengers have high public liability insurance limits. This protects councils from lawsuits if claims are filed. Third party contractors used must carry adequate coverage too.
Compare top travel insurance providers using this guide. Consider comprehensive coverage versus basic protection for your tour package’s needs – from medical expenses to trip cancellations. Review policy details before hitting the road.
What does it take to be a tour guide?
Protect your tour guide business with insurance. Tour guides need insurance. Imagine poor weather threatens to cancel a tour. Despite the warning, you continue the tour. Two members collide when trying to find cover. Both hold you responsible for negligence.
Professional walking tour guides provide sightseeing experiences while sharing intimate perspectives that entertain and educate. General liability insurance helps if guests get injured.
Tour guides can be liable if a client gets injured. Public liability insurance helps cover legal costs and compensate parties. Moreover, authorities require guides have this coverage.
Travel insurance for tours covers more than trip disruptions. If you must cancel due to an unexpected situation, proper insurance helps you not forfeit refundable deposits. "Suppliers take a hard line regarding refunds, regardless of circumstances," says Daniel Durazo.
Local governments require companies carrying passengers have high public liability insurance limits to protect councils from lawsuits if claims are filed. Third party contractors used must carry adequate coverage too.
Consider comprehensive coverage versus basic protection for your tour package’s needs. Review policy details.