Do I Need Public Liability Insurance? Overview of Public Liability Insurance

Public liability insurance can provide assistance if you interact with the public. Purchase insurance before interacting with the public. It protects from risks with third parties like customers and suppliers. Consider public liability insurance if your business involves the public.

Consideration for Public Liability Insurance

  • Visit clients’ properties for work
  • Customers/clients visit your premises
  • Work where the public could get injured

Coverage of Public Liability Insurance

  • Legal costs defending a claim
  • Compensation for third-party injury or property damage

Public liability insurance isn’t mandatory, but it can protect against claims and satisfy client requirements. It’s important if interacting with customers, suppliers, or passersby for work. Consider it if you work with the public regularly.

Should you have public liability insurance?

Public liability insurance protects businesses from claims by third parties like customers, clients, couriers, and suppliers. It covers legal costs and compensation if someone gets injured or their property gets damaged. Consider this insurance if you interact with the public.

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