Introduction to Window Cleaning Insurance
The work window cleaners do is considerably more risky than being sat behind a desk all day and so you’ll need to be protected appropriately! Window cleaning insurance policies can help pay for medical care, lawsuits, and repairs. Some policies, like workers’ comp, may be required by law.
Types of Window Cleaning Insurance
- Employers’ liability insurance: If an employee is injured or becomes ill as a result of their role within your business, these policies will help cover any associated costs.
- Public Liability Insurance: Covers you against claims made by third parties for injury or property damage caused by your work.
- Property Damage Insurance: Covers costs of compensation and legal fees, protecting your business from financial strain.
Importance and Cost of Window Cleaning Insurance
Window cleaning insurance is a type of insurance policy that is designed to protect window cleaners and their businesses from financial losses in the event of an accident or lawsuit. It can cover bodily injury liability: medical expenses and other damages if a customer or other third party is injured as a result of the window cleaner’s work.
Factors Affecting Costs and Risks
Factors affecting window cleaning insurance costs: Business size and scope, location, experience, and claims history.
Safety and Licensing Information for Window Cleaners
If you have a window cleaning company, then it’s salient to get window cleaning insurance. Window washers are at enormous risk when they get up on those scaffolds. Businesses face daily challenges, and having the right insurance can protect your business and investments.
Frequently Asked Questions
- Can I wash windows without a license?
- How much does high rise window cleaning insurance cost?
- Do I need liability insurance for my cleaning business?
- Is window cleaning profitable?
Tips for Saving Money on Window Cleaner Insurance
Traditional methods such as more years of experience and storing your tools in a lockup overnight can reduce costs. Taking out different policies from different providers may also be cost-effective, but it can lead to managing multiple contacts.