Beekeeping Insurance Policies
Beekeeping insurance policies provide coverage for bodily injury, property damage, product liability, and pollution liability. Regulations about hive placement near neighboring properties. Permission from local beekeeping association required in areas with many beekeepers.
Getting Started in Beekeeping
When you start, commit time and energy to understand bee biology, behavior, and care. Early practice is essential. Commercial beekeepers collect hive products like honey, beeswax, pollen, and royal jelly. Hive materials have evolved from wood to polystyrene.
Essential Information for Beekeepers
- Can I keep bees in my backyard?
- Is it expensive to keep bees?
The USDA’s ELAP program offers reimbursements for colony feed, loss, and hive loss at no cost. Homeowners insurance may need revision with the addition of farm animals to cover increased risks.
Cost to start beekeeping with one beehive:
- Protective gear and basic tools: $165
- Hive components: $270
- Bee package: $175
- Miscellaneous costs and sales taxes: $150
A bee colony can grow to 40,000 bees. Remove them quickly once spotted to prevent home damage. Policies usually don’t cover bee removal due to difficulties in assessing infestations, leading to potential major damage.