Do You Need Insurance to Sell Coffee?

Importance of Coffee Beans Quality, Roasting, and Packaging

Many people love coffee and will pay a premium for high-quality beans. As a result, selling coffee beans can be quite profitable. First, the beans must be of excellent quality. Second, they must be roasted to perfection. Third, the beans must be packaged well to preserve freshness. After testing out 17 different models, we’re confident in recommending the FreshRoast SR500 as the best home coffee roaster for most coffee drinkers. This roaster can take you to the next level, with the ability to roast over three pounds of coffee per batch. Home coffee roasters limit the number of beans you can roast to rather small amounts, which means you’ll be doing a lot of roasting if you really love your coffee. It has…

Importance of Having Coffee Shop Insurance

You need insurance to sell coffee. We insure the coffee industry nationwide, and we’ve seen the meteoric rise of independent cafes and coffee roasters. Liability insurance provides coverage if your business is at fault for injuries. Workers’ compensation insurance is required in most states if you have employees. You’ll want a $1M liability policy before moving forward. Most coffee shops or farmers markets will require this. You’ll also want coverage for your equipment and inventory.

Benefits of Coffee Shop Business Insurance

Your coffee shop business insurance is fundamental. You need expertise in serving coffee, coffee equipment, etc. But commercial insurance is vital to secure and protect your business. Insurance may be required from cities, states, banks, property managers, investors, etc. It is vital to protect your investment.

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