Yes, USAA does offer free towing for customers who have the company’s roadside assistance coverage. USAA roadside assistance will tow your car to the nearest repair facility, plus an additional 10 miles of towing.
USAA roadside assistance is provided by Agero. It generally costs $20 per year and includes towing services to the nearest repair facility.
USAA customers can request roadside assistance online, or they can call 800-531-8555.
Towing Coverage with Liability Insurance
Does USAA liability insurance cover towing? Yes, USAA offers free towing for customers who have the company’s roadside assistance coverage. USAA roadside assistance will tow your car to the nearest repair facility, plus an additional 10 miles. It generally costs $20 per year and includes towing services.
USAA auto insurance does cover towing a trailer if certain qualifications are met, like owning the trailer. However, coverage may not extend if the boat was not attached when an accident occurred.
Additional Roadside Assistance Benefits
You can add roadside assistance to your policy to cover towing. This includes services like:
- Fuel delivery for breakdowns
- Flat tires
- Dead batteries
- Up to 100 miles of towing with a maximum of four calls per year
Rental car reimbursement is also available if needed after an accident.
USAA has liability limits to protect drivers and options like multi-vehicle discounts. While rideshare gap insurance is offered, there is no recommending of auto shops. Still, USAA has great, affordable coverage. You can cancel a policy if need be.
In terms of tow truck charges, liability, comprehensive, and collision do not cover towing except in special cases. But roadside assistance from most insurers, like Progressive, covers towing costs. So drivers don’t need to worry about charges.