How ATM Owners Get Paid
ATM owners make money from fees customers pay to use the machines. These fees are typically $0.50 to $3 per transaction. The fees are paid to the ATM owner by the customer’s bank or credit card company. The average ATM processes $6,000 to $8,000 per month. ATM owners need $1,500 to $3,000 per week to fill the machine. Bank-owned ATMs are refilled by the bank. Standalone ATMs can be refilled by the owner or a service company.
ATM Income Potential
ATM income potential varies based on location, transaction volume, fees charged, and operating costs. On average, ATM owners earn $1,000 to $3,000 per month per machine. High-traffic locations with limited nearby ATMs generate more transactions and revenue. The fees charged per transaction also impact overall earnings.
Starting an ATM Business
You can start an ATM business for as little as $2,099 to purchase a machine. Most ATM owners stock their machines with $1,000 to $3,000. Owning ATMs can be profitable as they create passive income with low overhead costs. Each customer transaction includes a fee that the ATM owner keeps. With 3 to 4 transactions daily, earnings could be $180 to $360 per month. 6 to 10 daily transactions generate $15 to $25 in daily revenue, equaling $450 to $750 per month.