Aromatherapy is not covered under most health insurance plans, as it is not considered to be a proven or traditional form of treatment. Health insurance plans in the US usually don’t cover aromatherapy or essential oil therapy. Ultimately, you’ll want to consult with your agent/carrier regarding your specific plan to see what situations, if any, aromatherapy may be covered.
Is Aromatherapy Considered Medical?
Aromatherapy is based on the use of aromatic materials, including essential oils and other aroma compounds, with claims for improving psychological well-being. There is no good medical evidence that aromatherapy can either prevent, treat, or cure any disease.
The Practice of Aromatherapy
Aromatherapy is the practice of using the natural oils extracted from plants to enhance physical and mental health. Even though it is not considered a first-choice treatment, aromatherapy is suggested by doctors as a parallel or complementary treatment technique for many physical problems and mental disorders.
In addition to creating scent, essential oils perform other functions in plants. When inhaled, the scent molecules in essential oils travel to the brain and impact the emotional center. Essential oils can also be absorbed by the skin.
Essential Oil Coverage by Insurance
Aromatherapy is not covered by most health insurance plans. The popularity of aromatherapy continues to grow, with some therapeutic benefits reported. You’ll want to consult your plan to see if aromatherapy is covered.
To be HSA eligible, oils must be used primarily for medical care. Research aromatherapy insurance coverage specifics through your provider.