Utah is consistently rated as an affordable place to retire. The state ranks high for life expectancy, tax-friendliness, low crime, cost of living, and overall well-being. With a thriving economy, low unemployment, and a growing tech industry, retirees can find ample financial opportunities.
Cost of Living and Taxes
The cost of living in Utah is approximately 4% below the national average. Healthcare, housing, food, and utilities are affordable, especially compared to other Western states. While property taxes are higher than average at 0.52%, the state income tax of 4.95% is lower. Sales tax averages 6.96%. Utah taxes retirement incomes like Social Security and pensions, but retirees may qualify for credits.
Culture and Lifestyle
Retirees should consider Utah’s conservative culture. With many young families, finding senior-specific resources can prove challenging. However, there are organizations tailored to retirees that provide community. Utah’s cities each have unique personalities—whether small mountain towns like Logan or Bountiful, metro areas like Salt Lake City and Park City, or southern desert locales such as St. George—so retirees can find a lifestyle suited to their preferences.
Natural Beauty and Recreation
Utah provides stunning natural landscapes from mountains to canyons to national parks that retirees can easily explore. Combined with diverse dining and cultural options plus practical benefits like healthcare and affordability, Utah offers an exceptional retirement destination.