Overview of Rotating Bonus Categories
Rotating bonus categories allow cardholders to earn heightened cash back on a variety of spending, typically changing quarterly or monthly. The cards offer up to 5 percent cash back on purchases, along with other rewards, perks, and features.
Maximizing Rewards with Rotating Cards
The benefit of having a card with rotating bonus categories is that you could use it to supersize your rewards earnings. Some categories are fixed, while others rotate. You can maximize rewards by pairing a rotating card with a flat-rate card.
Key Tips for Rotating Cards
- You usually need to activate new bonus categories before earning extra rewards.
- Set reminders to activate quarters and make notes on the best times for different purchases.
Chase 5 Bonus Categories for 2023
The 2023 Q1 Chase Freedom rotating bonus categories are grocery stores, Target, and fitness club and gym memberships. Cardholders can earn 5% back on the first $1,500 spent in combined purchases in these categories from January 1 to March 31, 2023. Activation is required by March 14 to earn the bonus.
Chase Freedom Flex and Chase Freedom in Q4 2023 offer bonus categories like PayPal, wholesale clubs, and select charities.
Discover’s 5% Calendar
If Chase’s 5% bonus categories do not fit your spending, consider Discover’s 5% calendar. With the Discover it Cash Back card, you can earn 5% cash back at drug stores, grocery stores, and on select streaming services during Q1 2023. Activation and earnings are limited to $1,500.
Additional Information on Chase Freedom Flex 5x Bonus Categories
The Chase Freedom Flex 5x bonus categories for Q1 2023 include grocery stores, Target, fitness clubs, and gym memberships. If you max out spending, you can earn 7,500 Chase points, worth $75 in cash, or more value through point transfer to other Chase cards.