What Benefits Do You Get From American Express?

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Benefits of American Express Cards

Some of the most noteworthy standout benefits of American Express cards are higher-end airport lounge access, Uber credits, reimbursements for Global Entry and TSA Precheck, and generous rewards for your net purchases. American Express offers a wide range of credit card options to meet various needs.

Card Options and Features

  • American Express is one of the most prestigious credit card companies offering a wide range of benefits to its cardholders.
  • The Platinum Card® from American Express, the American Express® Gold Card, and the American Express® Green Card offer a financing feature.
  • The Centurion® Card from American Express, also known as the Amex Black Card, is exclusive and reserved for high-net-worth individuals.
  • American Express cards offer bonus rewards and travel benefits.
  • American Express provides various benefits, including travel insurance and purchase protection.
  • You can get 1 extra year on the manufacturer’s warranty on eligible purchases.
  • American Express cards require a minimum income of $50,000 per year and provide dining and travel credits.

Comparison with Visa

  • The main difference between American Express and Visa is that American Express is both a card issuer and a payment network.
  • Visa is only a payment network and has cards issued by other banks.
  • Visa is accepted at more places globally, while American Express caters more to higher-end customers.
  • Visa has wider eligibility criteria and lower interest rates and fees compared to American Express.

Is American Express Worth It?

  • If there’s an Amex that clearly fits your spending habits and lifestyle, it can be worth it for big spenders and frequent travelers.
  • The hardest credit card to get is the American Express Centurion Card, requiring an invitation.
  • For a good credit score, keep your Amex account in good standing with on-time payments.
  • The Amex Gold Card offers high rewards rates and travel benefits, making it worth it for the right cardholder.

Considerations for American Express Cards

  • Booking award travel through the airline or hotel can sometimes cost fewer points than redeeming through American Express Membership Rewards.
  • Focus on improving your credit score to qualify for the American Express card you desire.
  • Is it worth getting an Amex Platinum Card? The benefits may offset the annual fee.
  • Having the American Express Gold Card grants a ShopRunner membership for free two-day shipping at select online stores.

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