- American Express Centurion Card
- Citibank Prestige Credit Card
- J.P. Morgan Reserve Card
- American Express Platinum Card
Top Choices for High-Net-Worth Individuals
The credit card billionaires are most likely to use is the Centurion® Card from American Express. Some of the rich and famous people rumored to have the card include Jerry Seinfeld and Halle Berry. The card has unique benefits and is reserved for high-net-worth individuals.
Exclusive Luxury Credit Cards
One of the best luxury credit cards is Chase Sapphire Reserve®. It has an initial bonus worth up to $900 in travel through Chase. It gives a $300 annual travel credit. It provides a complimentary airport lounge membership. But luxury comes at a cost. Chase Sapphire Reserve® charges a $550 annual fee.
Most Prestigious Credit Card for Wealthy Individuals
The Bank of Dubai First Royale is the most prestigious credit card for wealthy people. To become a cardholder, you have to get an invitation. The card does not have a spending limit. It comes with zero restrictions, no credit limit, and 24/7 lifestyle management.
Features of Premium Credit Cards
There’s no credit limit on American Express Black Card. The Visa Infinite credit card has a high credit limit. It provides access to VIP airport lounges, travel insurance, luxury hotel privileges, and personalized concierge services.
Qualifications for Exclusive Cards
The original "black card," the Amex Centurion card, was first introduced in 1999 to customers who meet American Express’ wealth requirements. The most exclusive credit cards may require an invitation only. Stringent wealth requirements must be met to qualify for them.