The credit score needed to get a phone will vary depending on the service provider and the type of phone you wish to purchase. Generally, a credit score of 650 or above is considered good and may qualify you for a standard phone contract. However, some providers may require a higher credit score or may offer alternative options such as prepaid plans for individuals with lower credit scores.
Can You Get a Phone with a 600 Credit Score?
Cell phone companies do not have any standard minimum credit rating to prequalify prospective users. Most of them will consider a credit rating or score of 600 and above. However, a credit score of 700 and above would be ideal.
Options for Getting a Phone Line with Bad Credit
Options for getting a phone line with bad credit include prepaid plans, buy now pay later plans, joining a family plan, or using a cosigner.
Apple reports that you are "more likely to be approved" for financing with a score of 640 or higher. There are reports of users getting approved with a score as low as 600.
Making sure your rolling balances are low and you have less than six inquiries will help.
At What Age Should You Give Your Child a Cell Phone?
You’re not old enough to take out a contract for a regular mobile phone, but there are no restrictions on prepaid phones. The average age that children receive a phone is between 12 and 13 years old. With that in mind, parents are best placed to decide if their children are ready for a cell phone, and the lessons they teach about that readiness can start at a young age.