USPS Insurance Coverage
The United States Postal Service (USPS) offers insurance for lost, damaged, or missing shipments. This insurance covers contents and is limited to $100 maximum liability when certain conditions are met. However, some USPS services have basic insurance which may not cover the full package value. Insurance also does not include damage from improper packaging or mishandling by the sender. Another misconception is that USPS insurance is expensive but it has affordable options that protect valuable items.
Filing an Insurance Claim
To file an insurance claim, go to usps.com/ship/file-domestic-claims.htm and register. Have the tracking or label number available. If no insurance, but the mail search shows the item is lost or damaged, a claim will cover shipping costs.
Understanding USPS Insurance
USPS insurance primarily covers the item’s declared value up to the selected coverage amount. This domestic and international insurance reimburses the sender or recipient for the stated value if the item is lost, stolen, or damaged. The sender must accurately declare the item’s value. Follow USPS claim guidelines to facilitate the process and increase claim success. Understanding the types of insurance like Priority Mail Insurance helps the claim procedure save time, money, and stress.