What Happens If I Ignore a Debt Collector?

Dealing with Debt Collectors

If you ignore attempts to contact you and they file a lawsuit to collect the debt, take it seriously. Not responding to a properly served lawsuit – even if unsure whether you owe the debt – can result in the court issuing a judgment against you.

Consequences of Ignoring Debt Collectors

Ignoring or avoiding the debt collector may cause using other methods to collect the debt, including a lawsuit. If unable to come to an agreement with a debt collector, contact an attorney for legal advice.

Responding to Debt Collectors

Don’t just ignore a debt collector, but don’t let them run your life either. Just as legally have obligation to eventually pay back debt, collectors have rules by which must operate. Violations of rights can lead to compensation.

  • What happens if ignore debt collectors?
  • How long can you ignore a debt collector?
  • What should you not say to debt collectors?

Lawsuit for Unpaid Debt

If you don’t respond to a debt collector, you may face legal action or damage to your credit score.

Debt Collector’s Actions

Debt collectors will persistently contact you and they’re good at their jobs! The more you ignore them, the harder they’ll attempt to get in touch with you.

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