# Understanding Haunted House Insurance
Haunted house insurance is a type of event insurance that encompasses multiple coverages to protect your haunted house business.
## Who Needs Haunted House Insurance?
If you run any of the below haunted attractions and charge admission, you should consider Haunted Event Insurance:
- Haunted Houses
- Haunted Hayrides
- Haunted Trails
- Haunted Mazes
- Haunted Forests
- Zombie Paintball
- and more.
To know the exact insurance you need in this business, it is advisable you check with your local fire inspector, state fire marshal, city fire department fire prevention division, or local city/town government offices for accurate information. "When you select to charge admission to your haunted house, it is advisable to consider the commercial aspects of your insurance policy,” mentioned Ross Martin, a licensed agent. “That is the protection that protects you if someone suffers an injury on your property," he added.
## What Coverage Do You Need for A Larger Haunted House?
For owners of haunted houses and other Halloween-themed attractions on commercial property, commercial policies including commercial auto insurance may be appropriate. These short-term policies are designed especially for attractions and will cover more than homeowner’s insurance, typically for 90 days. Haunted house insurance may provide coverage for:
- General liability
- Property damage
- Personal injury
- Participant injury
- Hired and non-owned auto liability
- Liquor liability
- Medical payments
- and more.
The biggest difference is that haunted house insurance is commonly considered a type of event insurance because haunted attractions usually only stay open for a small portion of the year. However, if you own the property, an annual policy with premise liability insurance will keep it protected year-round.
# Starting Your Own Haunted House Business
## An Overview of Launching a Haunted House
How much does it cost to open a haunted house? You’ll need $20 to $35 per square foot.
## Potential Revenue
Great haunted houses can make up to $3 million per year, while smaller businesses can make around $50,000. Your earnings depend on finding equipment, costumes, and actors.
## Planning Your Haunted Attraction
Examine key factors like place, pricing, and promotion. Transforming your home into a haunted house takes creativity, hard work, and planning.
## What Makes a House Seem Haunted?
Haunted houses have specific elements such as:
- Large, dark spaces
- Overgrown plants
- Secret rooms and strange features
- Attics and basements
- Spiderwebs, bats, and rats
## Naming Your Haunted House
Consider names like Atrox Factory and Mount Mayhem.
## Building a Haunted House
Learn by watching tutorials, viewing industry videos, and reading about related businesses.
## Making a Real Haunted House
Ghosts are sometimes attracted to residents, potentially turning your house into a real haunted experience.
## Designing Haunted Scenes
Meet designers who have been building haunted houses for years and get their best ideas for haunted scenes in your home and garden.
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