Insurance Needs for Cafes
Cafes should have insurance like general liability, property, and business interruption to protect assets, income, employees, and from lawsuits.
- General Liability Insurance covers premises injury, property damage, and product liability.
- Business Interruption Insurance helps cover extra expenses if cafes are forced to close temporarily.
- Property Insurance covers building and contents from theft, vandalism, and fire.
Common Insurance Needs for Businesses
The three most common insurance needs that all businesses must have are workers’ compensation, general liability, and property insurance.
Insurance Needs for Supermarkets
Supermarkets need insurance to protect assets, income, employees, and from lawsuits. They require policies like general liability, property, and workers’ compensation with proper deductibles and limits.
Best Type of Insurance for Small Businesses
The best type of insurance for a small business depends on factors such as location, industry, and needed coverage. Small business insurance costs range from $34 to $176 monthly. Bundling with one insurer can save money.