What Is 070 System Error in SBI ATM? Understanding ATM Error Codes

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Error Code Explanation

Error code 070 indicates a technical or software issue with the ATM card. If you encounter this at an SBI ATM, take the card and transaction receipt to the branch and present them to the ATM card manager, who can usually resolve the issue within 5-10 minutes.

Error code 70 means that the bank declined the payment. It is recommended to show the error to the customer and suggest trying an alternative payment method.

Common Error Codes and Their Meanings

Error code 30 indicates that services were not provided or merchandise was not received. The cardholder should hold the card and contact the issuing bank if they believe the merchant did not provide the goods or services paid for. Code 70 may occur if the merchant makes a mistake, such as proceeding without authorization or ignoring the authorization response. This is more common when the transaction is below the floor limit, or if the exclusion file, which lists fraudulent cards, is not checked.

Troubleshooting Error Code 70

When encountering error code 70 during a transaction, it signifies a system error. The account may show a posting restriction to prevent debiting, which is noted on the receipt. Solutions include removing the cassette, adjusting the microswitch, and checking the clips. Overloads due to peak traffic or connectivity issues may also cause this error.

Dealing with Failed Transaction Codes

Failed transactions are associated with different codes that explain the reason for failure:

  • Codes 100, 390, and 109 indicate the transaction was rejected by Visa or Amex.
  • Code 300 suggests a technical error with the 3D Secure system—trying the transaction later is advisable.
  • Network reason codes in the 70s flag suspicious cards, incurring fees based on the transaction amount.

Upgrading to EMV technology helps eliminate liability for fraud, saving on expenses. It’s crucial to maintain a list of declined codes for reference in order to quickly address errors, and always verify with the payment terminal provider to ensure the correct codes are used.

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