What Is Comprehensive General Liability?

Overview of Comprehensive General Liability Insurance

  • Definition: Comprehensive general liability insurance is a type of insurance policy that provides coverage for businesses against claims of bodily injury, property damage, and other types of liabilities.
  • Importance: Small businesses need comprehensive general liability insurance to protect their business from various claims.

Understanding Liability Coverage

  • What is Liability Comprehensive Coverage?
    • Comprehensive general liability insurance provides coverage for customer injuries, property damage, and related lawsuits.
  • Difference with Public Liability: Public liability insurance covers injuries suffered by visitors, while general liability coverage is more extensive.

Comparison with Other Insurance Types

  • General Liability vs. Commercial Property Insurance: General liability insurance protects businesses from claims of injury or property damage caused by the business.
  • Malpractice and Professional Liability Insurance: Malpractice falls under professional liability insurance, which varies by profession.

Cost and Coverage Details

  • Cost of General Liability Insurance: The cost of comprehensive general liability insurance depends on factors like business size, industry, and location.

Special Considerations for Florida Businesses

  • General Liability Insurance in Florida: Businesses in Florida can protect themselves from financial losses and legal consequences with general liability insurance.

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