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Overview of Comprehensive General Liability Insurance
- Definition: Comprehensive general liability insurance is a type of insurance policy that provides coverage for businesses against claims of bodily injury, property damage, and other types of liabilities.
- Importance: Small businesses need comprehensive general liability insurance to protect their business from various claims.
Understanding Liability Coverage
- What is Liability Comprehensive Coverage?
- Comprehensive general liability insurance provides coverage for customer injuries, property damage, and related lawsuits.
- Difference with Public Liability: Public liability insurance covers injuries suffered by visitors, while general liability coverage is more extensive.
Comparison with Other Insurance Types
- General Liability vs. Commercial Property Insurance: General liability insurance protects businesses from claims of injury or property damage caused by the business.
- Malpractice and Professional Liability Insurance: Malpractice falls under professional liability insurance, which varies by profession.
Cost and Coverage Details
- Cost of General Liability Insurance: The cost of comprehensive general liability insurance depends on factors like business size, industry, and location.
Special Considerations for Florida Businesses
- General Liability Insurance in Florida: Businesses in Florida can protect themselves from financial losses and legal consequences with general liability insurance.