What Is the AMEX Gold Limit?

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American Express Gold Card

  • The American Express Gold Card has no preset spending limit. This card originated as a charge card, requiring full monthly payment. You can find your credit limit by logging into your online account and clicking the credit card icon.

The Hardest Amex Card to Get

  • The hardest Amex card to acquire is the Centurion Card, or “Black Card.” It is by invitation only. Candidates likely need over $1 million in annual income.

Credit Limit Information

  • The American Express Gold Card requires good credit, around 700, for approval. Without high credit score and income, approval will be difficult.
  • The Gold Card limit varies person to person. It is set by creditworthiness, income, and finances. American Express assigns a credit limit during application. Contact them or check your account online to find your limit.

Understanding the No Preset Spending Limit

  • The American Express Gold Card has no preset spending maximum. Monthly, the flexible limit is set by previous spending, income, payment history, and more. The card has no pre-set spending limit. Amex may adjust your limit over time, considering payment history.

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