Average nursing home cost in Florida is $8,669 monthly for a semi-private room. Costs vary across Florida. Naples has the highest cost at $10,391 monthly while Sebring has the lowest at $7,452.
In the US, Florida has the most expensive nursing home care compared to neighboring states. Florida’s Medicaid pays around 50% of nursing home costs. The annual average cost statewide ranges from $104,025 for a shared room to $117,895 for a private room.
Areas like Naples are especially expensive at $140,525 yearly for a private room. Daily rates can also vary drastically, from $170 to $475 for a semi-private room. The median rate across Florida is $236 daily.
Nursing care is for a person who needs help every day with activities of daily living or memory care on an ongoing basis. A stay typically includes personal care, therapies, and rehabilitation. In 2023, the monthly cost of a semi-private room in the State of Florida is $8,654, and a private room is about $9,627 per month.
- Traditional Long-Term Care Insurance
- New! Hybrid Long Term Care Insurance
The least expensive nursing home care option in Florida is Sebring, located in the state’s center, with a cost of $7,451. However, despite having a population of less than 30,000, Naples has the most expensive nursing home care cost in Florida at $10,391 per month.
Compared to neighboring states and the country, Florida has the most expensive option of nursing home care. Medicaid covers approximately 50% of the total costs of nursing homes in the U.S.
No, Medicare does not cover the full range of services required by assisted living facilities in Florida.
In Florida, the average monthly assisted living cost is $3,500. Costs vary based on amenities, location, and services offered. Medicaid in Florida can offset costs by $1,100-$1,500 monthly but does not cover room and board.
Long-term care services needed on an ongoing basis like those provided in assisted living facilities and nursing homes are expensive. Private health insurance usually does not cover these. The financial requirements for Florida’s long-term care Medicaid are the same whether care is needed in a facility or at home.